What about liability for damage to property?

Damage caused by a guest on the property
Guests are generally obliged to hand over the property in the condition in which they took it over. If the guest damages the property or its equipment, they are generally liable for the damage caused. Liability for damage may be covered by insurance in some cases. If a guest caused damage with their vehicle, it would generally be possible to claim third party insurance. Civil liability insurance is also quite common. This type of insurance is often part of a package under another insurance policy, such as household insurance or accident insurance. Civil liability insurance can generally be used in the case of damage caused in ordinary activities, including recreation – i.e. even in the case of damage to rented property. Therefore, guests are advised to consider the possibility of arranging appropriate insurance. Please note that the terms of specific insurance products may vary.

Damage to the guest's property
If the owner has not sufficiently ensured the adequate condition of their property and for this reason (e.g. a tree falling down, etc.) damage to the belongings or health of a guest or other person has arisen, the landlord can generally be responsible for the damage incurred. In this context, however, it should be emphasized that the owner is always responsible for the condition of their property – that is, regardless of whether they rented the property or not. It will always depend on the specific circumstances and in some cases the owner may release themselves from liability for damage. In general, if a tree falls down on its own, the property owner will relieve themselves from liability if they prove that they have not neglected proper supervision of the property (i.e. that they have properly inspected the property and that, for example, they cut down sick trees in a timely manner, etc.).